Ryan "ruined" his truck

I am coming home on my lunch break yesterday and I see Ryan and his brother Andy walking around the corner and into our house. Andy's truck is parked out front but Ryan's truck is no where to be seen. This was kinda odd, but I didn't pay it any mind. When I get into the house I am met by a very upset Ryan. The rest can best be told by screenplay form:

RYAN VS. THE HOLE
*Abridged Verson*
(Ryan is storming around the house, throwing things, slamming doors and the whole nine yards. Enter awesome wife, Carolyn)
Carolyn (timidly): What happened?
Ryan (yelling): I FREAKING RUINED MY TRUCK!
(front door slams as he exits house)
(Bro Andy peeks around kitchen corner.)
Carolyn: What happened to his truck?
Andy: We were driving out through this snow covered field with chains on his truck tires and we drove into an uncovered man-hole. It ripped his truck up.
(Enter Ryan, angry)
Ryan: STUPID IDIOTS UNCOVERED A SEWER DRAIN HOLE AND NOW MY TRUCK IS RUINED!
(Carolyn mentally assumes that "ruined" means really ruined and is calculating damages around $15,000. Ryan grabs a burnt hot dog roll and starts to chew, angrily. Throws half eaten hot dog roll on kitchen floor)
Ryan: *BLEEEP* (edited for readers.)
(Ryan storms out of house, again, slamming Christmas wreath in the door. Second casualty of the day...Ryan stomps back into the house.)
Ryan: **BLEEEP** It is going to cost at least $2000 to fix!
(Carolyn, prepared for the worst is pleasantly surprised. In this case "ruined" didn't really mean totally ruined. Bueno.)
Carolyn: Did you call our insurance? They will probably pay for something like this.
Ryan (much less anger. Hesitatingly hopeful.): Really? They will pay for something like this? Won't our rates go up? Or wait, I thought they would drop us from our policy...I don't want to get dropped.
Carolyn: This is why we have insurance. They are suppose to pay for stuff like this. We only get dropped if we are driving while under the influence of drugs or alcohol.
(Carolyn searches the house for auto insurance packet. Can't find it. Finally finds renter's insurance packet and calls that number. They direct us to an insurance agent and we are assigned a claim number and an insurance adjuster. They will be sending an agent to look at the damage within the next couple of days. We will only need to pay our deductible (which is low since no one else was involved and we weren't technically "at fault" for removing the cover to the city's sewer drain and then driving through the hole.) and they will cover the rest. Bless them.)

So it was a pretty great lunch break. Palmer's tire sent a recovery vehicle to get the truck out of the field (It is completely undrivable. Front end is literally ripped up.) but the snow was a little deep so they had to get a bigger vehicle this morning and pull/drag it out. It is pretty dangerous that they don't have locks on those drain covers. These holes are about 3' by 4' wide and 12' deep and if a kid fell into one, you would never find them. SCARY! Or, if the guys would have been adventuring out in the field on a four-wheeler instead of a truck they probably would have been hospitalized or even dead. I am just grateful that everything turned out okay. And that ruined didn't really mean "ruined".
So here are 2 pictures of the truck. The first is of all the broken pieces up underneath his truck and the 2nd one you can kinda see how the front tire is jacked all back and leaning on a diaganal. I also added a picture of the hole:)